Sunday, November 27, 2016

This Holiday Season Make It Possible for Big Time Savings on Big Time Gifts With Home Credit.

Last November 24, 2016, Home Credit PH held its first ever bloggers' conference at Yardstick.

HOME CREDIT PH is a part of Home Credit Group, which operates in 11 countries. They are improving lives of Filipinos since 2013. 

PRESS-RELEASE

Big time savings on big time gifts with Home Credit
Holiday season has put its game face on – Christmas carols are playing regularly on radio, malls are decked with tinsel and giant ornaments, and friends and family are already in the zone in completing their wish lists. Now may be the perfect time for a gift-giving spree, but what if you’re on a tight budget and can’t afford to spend all your money in one go?

Worry no more! Have a merry, merrier, merriest Christmas and take the stress out of this season with Home Credit as they feature big time deals for smartphones, tablets, computers, TVs, household appliances, and a lot more—at low monthly installments!

“It’s a well-known fact that Filipinos absolutely love Christmas, and always try to give the best gift for each of their loved ones,” says Home Credit Head of Sales Adam Bernasek. “With Home Credit’s exciting 0% promos with our various partner brands and retailers, you can get the perfect gift for each family member, without putting a strain on your budget.”

Dads work hard all year round, so let’s spoil him like he spoils everyone in the house. Why not get him a Samsung 65-inch LED Smart TV with a home theater system, so he can relax like a king after a long day at work? And if gadgets are his thing, treat him to an all-new Samsung Galaxy J5 or Galaxy J7. He will surely enjoy the 5.2-inch screen and a 3,100 mAh battery of Galaxy J5, or the 5.5-inch screen and a 3,300 mAh battery of Galaxy J7, among many other cool features.

Find these amazing deals at any AV Surfer Lifestyle Store as they feature TVs from top brands such as Devant, TCL, Samsung, Hisense, Sony, and LG with reasonable terms of six to 12 months at 0% interest rate from Home Credit. You can even have up to two monthly payments waived (final installment for 6 month term; final 2 installments for 12 month term), if you pay on time on all installments!


Thinking of giving dad more than one gift? Go for it! At digitrade, you can bundle up to three items while still enjoying 0% interest, for six and nine month terms.          


Now what about mom? Get something memorable and elegant for the one and only queen at any Automatic Centre branch. Wrap up something as special as she is and get her the Electrolux 56L multi-function oven so she can whip up some of the family’s favorite cupcakes and cookies or bake a juicy roasted chicken for Noche Buena. All items at Automatic Centre are payable in 6 months at 0% interest through Home Credit. And if home decorating is more her thing, then head to SOGO Home and Office Center and choose from a wide selection of furniture packages, at 0% interest!


As for the kids, the OPPO A37 is the perfect gift that can brighten up mandatory holiday selfies, Instagram-worthy food pictures, and just about anything with its 8MP AF Camera. Then, they can transfer and store these pictures in the new Acer Aspire ES14 that has 4GB DDR3L memory and 500 GB 2.5-inch 5400 RPM storage. Visit any MemoXpress center and get your brother or sister the hottest phones and tablets at 0% interest per unit.

Say goodbye to big monthly payments and even bigger shopping bills, thanks to Home Credit! Applying for a Home Credit loan has never been this easy, simple, and fast. Get approved in as little as five minutes with just two (2) valid IDs and a minimum cash out. After which, leave the shop with your purchases and the holiday satisfaction of wish list items crossed out.

Check out other amazing promos Home Credit has to offer in over 1,500 retail stores of 220 partners like Western Appliances, SM Appliance Center, Silicon Valley, AVID, SOGO Home, and Digitrade and make Christmas shopping more convenient and light. 

Might it be a sweet new mobile phone for your child, a karaoke to be used in family reunions, or even a brand-new air conditioner to keep a whole room of guests cool, get all the things you need during the most festive season through Home Credit.

For more information, visit www.homecredit.ph


Press Release:


Cash is still king in PH, but installment financing is on the rise
New survey reveals increasing popularity of in-store financing as payment options, comparable to credit cards; gadgets are still the top gift choice for Christmas
In a country where only 5% of the population has a credit card, it’s no surprise that cash is still the top mode of payment. But what might come as a surprise to some is that credit cards are no longer the only popular alternative to cash.
The new alternative? In-store installment financing, which is seeing a fast increase in adoption from Filipino shoppers hungry for 0% interest deals along with easy and fast approvals.
A recent study by consumer finance company Home Credit Philippines reveals the increasing preference for installment financing in the Philippines, showing it to be the 2nd top choice for payments among respondents when shopping, next only to cash, and slightly ahead of credit cards.
According to the survey conducted in one of the country’s biggest malls, 80% of the total respondents will pay in cash if they had enough budget or resources, while 11% will apply for a financing/installment loan, followed by credit cards (9%).

Gadgets still the top choice for gifts
While the rankings for payment options may have changed, shoppers’ gift buying (and gift receiving) preferences remain the same. Almost half or 39% of the respondents—including married and single men and women—cited gadgets as their most preferred gifts this Christmas season, followed by appliances and cash. On the other hand, 38% prefer to give their loved ones shoes and clothing as presents for the holidays.

For single respondents, there were striking similarities in preferred gifts, with both males and females opting to receive high-tech gadgets as Christmas presents. On the other hand, the study revealed that 32% of married respondents preferred Christmas gifts that would be more useful in the household. Majority are inclined to receive appliances (32%), followed by gadgets (29%), from their loved ones this Christmas. 

With most of the respondents typically buying gifts through full cash payments, more than half of all respondents allocate a budget of almost a fifth of their monthly salary for gifts, with some even allotting almost half of their total monthly income for shopping.
While shoppers have different gift preferences and spending habits, consumer finance groups such as Home Credit help many Filipinos purchase gadgets and appliances through convenient and affordable payment terms—thus freeing up more of their budget during the expense-heavy holiday season.

“The preference for gadgets doesn't come as a surprise, considering the increasing smartphone and internet penetration in the Philippines. And when it comes to purchases, budget is always a consideration, even more so during the holidays,” said Michal Smejc, Head of Marketing of Home Credit Philippines.

“This is where consumer financing services such as ours can help. Through installment financing options, especially the 0% interest offerings, Filipinos can have a much easier time in managing their budgets—so they have more than enough budget left for Noche Buena and other holiday activities,” added Adam Bernasek, Home Credit’s Head of Sales.
Home Credit Philippines offers affordable loan installments for gadgets, appliances and other electronics in over 1,500 stores of 220 retail partners across key cities and provinces such as Metro Manila, Cebu, Pampanga, Batangas, Cabanatuan, Baguio and Iloilo. Since it was established in the country in 2013, Home Credit has already served over 430,000 customers.

“Our aim is for greater financial inclusion in the Philippines, and we at Home Credit are focused on offering affordable loan installments that can help consumers,” Smejc added.
For more information on Home Credit Philippines, visit www.homecredit.ph

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